Membership

On 1 January 2026, the Unemployment Fund for Higher Educated Employees Erko and the Unemployment Fund for Education and Science merged to form the Unemployment Fund Ote. We are an unemployment fund for all highly educated individuals and those with specialised training. With nearly 200,000 members, we are Finland’s fourth-largest unemployment fund. Our goal is to provide our members with the best possible service experience – delivered with expertise and reliability.

Join us
Apply for membership in the unemployment fund either directly or through a trade union.
Notify changes
Report changes (resignation, joining a union, starting a business, moving abroad) and update contact details.
Membership fees
In 2026, our membership fee is €5.25 per month (€63.00 per year).
Entrepreneurship and membership
For someone whose main occupation is as an entrepreneur, we are not the right fund.
Moving abroad and membership
Notify the fund when moving abroad. Contact us for advice on continuing your membership.
Expulsion from the fund
Unpaid fees can lead to expulsion. Unions cannot expel members from the fund.

The membership fee for the Unemployment Fund Ote will continue to be tax-deductible, but it will no longer appear directly on your tax card.